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Life and Health Review & Cram Course
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Health Review & Cram Course
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Property and Casualty Insurance Review & Cram Course - by John J. Rugolo

Frequently Asked Questions

How hard is it to pass the Property and Casualty Examination?

In PA and MD we are told that those taking the P&C test, on the average, pass on their third attempt.

Why should I consider taking an OLT Review & Cram Course.

Each of our online courses save students time, travel, and other expenses while providing them with a highly effective way to prepare to pass state examinations.

Why should I consider taking the OLT Property and Casualty Review & Cram Course?

OLT Review & Cram Courses use the Redding Method to lock important information in short term memory. For more information about the Redding Method, click here. The P&C course covers the material associated with both the 200 hour General Lines Insurance Examination, and the material associated with the 100 hour Customer Representative Examination. Each online course costs OLT between $10,000 and $20,000 to write and place online. The industry standard is $200 per screen to place content online. At OLT we do it for less than $20 per screen - but it is still expensive. Our Review & Cram Courses can have more then 4,000 interactive screens. The point is, OLT Review & Cram Courses are substantial carefully crafted products.

State insurance examinations are designed to provide a 70% pass rate. Using the Redding Method - based on the behavioral sciences, our cognitive learning model produces a pass rate of 97% in the Life, Health and Annuities area. We expect similar results in P&C - though it will take time to fine tune the structure of the course.

Why is OLT used public beta testers during the development phase of the P&C course?

Normally, we would use internal beta testers to fine tune a course. That is how we developed the various state level Life, Health, and Annuities Review & Cram Courses. However, working with actual students permits us to match the course to a more viable test population - the public. There are disadvantages to using the public - they can be time consuming from a customer service perspective. The public demand for a comprehensive P&C course has been very high. In order to satisfy that demand - and in the hope of producing a better product sooner - we are trying the new approach of using public beta testers.

Okay, but why did we charge $59.95 to beta test a course?

Given the level of customer service we anticipate being associated with this approach, we have set the price for the beta version at $59.95 - about a third less then the full price of $89.95. Normally students have access to our Review & Cram Courses for 30 days. During the beta testing we provided access to the P&C Review & Cram Course for 30 days beyond its completion - or about 70 days. This means beta testers received the complete course for an extended period of time - at the reduced price.

What were beta testers required to do?

Beta testers should plan to provide active feedback both prior to taking the P&C examination and after passing the examination. Your feedback allows us to fine tune the course.

When did beta testing end?

Testing ended October 4, 1999. The P&C Review & Cram Course has been well received and continues to be offered at $89.95. Corporate discounts are being considered for group enrollments by industry corporations and educational institutions

Try a demonstration of this Review & Cram Course. Click here.

For more information about the Property and Casualty Review & Cram Course - please click here.

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