Property and Casualty Insurance

P&CCC01USA

Reference: Property and Casualty Insurance, License Exam Manual, Dearborn Financial Institute, 9TH EDITION. If you need a copy of the Licensing Manual please contact us. We will be glad to assist you.

Introduction. (CLICK HERE TO SKIP INTRODUCTION AND START COURSE)

This online course can be used as a stand-alone guided tutorial or as a cram course.

The guided tutorial requires the referenced study manual listed above. To use this course as a cram course, you should refer to prescribed state study materials.

The insurance license is a privilege afforded to qualified individuals by each state. Prior to sitting for the State examination, in many states, individuals are required to complete a 30 to 80 hour pre-licensing course. This cram course is designed to supplement the pre-licensing course, provide you with an opportunity to practice taking a test similar to the State examination and allow you to self-evaluate your level of knowledge. As part of this introductory material some guidance is provided concerning State training, application and testing requirements.

Once you are confident of your ability to take the State examination you should call your State Insurance Commissioner and set a date to take your examination.

Once you receive the application and finger print card, complete the application and take the finger print card to the local police department, or other finger printing facility of your choice, to be finger printed. When completed these are mailed to the State Dept. of Insurance along with all fees in accordance with the instructions on the application. When the application has been approved the state will notify Assessment Systems, Inc. of application approval.

The State Examination.

Some states conduct their own insurance agent examinations at state operates facilities, while others use a contract testing service. The following text describes common procedures used in most states. In some states you must successfully complete the required pre-licensing course at a certified school. Then a contract testing service, often Assessment Systems, Inc., schedules your state exam. Upon completion of the course, the school will send a certification of completion to Assessment Systems Inc.. When your approved application & certificate of completion are matched, Assessment Systems Inc, will mail you a ticket to take the state life insurance agent examination. The ticket will contains directions to nearby test sites, and an 800 number to call to set your test reservation. The test is normally conducted twice daily Tuesday - Saturday by reservation only.

The examination facilities normally consist of a classroom that holds 12 to 20 individuals. Each individual signs into the test facility, presents 2 identifications (at least one with photo.) They are then assigned a test station and module containing their individual test The module is called a testing device and looks like this:

Now for the Cram Course.

The purpose of this online tutorial Cram Course is to provide you with a greater assurance of passing the examination on your first effort. OnLine Training uses a unique design methodology (the Redding Method) to increase your ability to pass an actual exam. The Redding method is designed to reduce learning barriers and build confidence in the learner. It is both interactive and repetitive, greatly reducing the fatigue associated with studying. It is designed to present only correct information. Each question is designed to reinforce your ability to select a right answer. Even the wrong answers in the cram course are correct responses, but to a different question. You can complete the cram course in nine to fifteen hours. After you have completed this Cram Course you will be prepared to sit for the state examination.

The Study Manual Chapter containing the subject is cites as (ch. X) after each question. Click on the underlined letter, either a., b., c., or d. to choose your answer.

Last Updated on 6/5/99
By Terrence R. Redding, Ph.D.

Home ] In the News ] Contact Us ] Courses ] About Us ]

not be published, broadcast, rewritten or redistributed.Send comments

and questions about OLT to admin@oltraining.com.