Life, Health & Variable Annuity Pre-Licensing Course by Jack Rotzien
		Syllabus Course Information Course Title: (MD) - Life and Health Prelicensing Course --- Provider ID# 14215 --- DOI# 15995 --- 60 Hours (PA) - PA Prelicensing Course, Life, Annuities, Health Concentrated --- Provider ID# 51960 --- DOI# 106566 --- 24 Hours Course Number: INS003MD60 (MD) and INS003PA24 (PA) Course Description: This Life, Health, and Variable Annuities Pre-licensing course is state approved and fulfills all of the state requirements. You will enjoy being able to study when you want, what you want, and for as long as you want. With this online course, you control your progress and we ensure you are exposed to all the information you will need to be successful not only on the state exam, but also as a new Life, Health and Variable Annuities agent. This course is structured with the right content, delivered in small quantities, with learning assured through frequent fill-in-the-blank questions, elements of information emphasized, and instructor guided learning. Several tools are provided to make your learning straightforward and comprehensive. Students are required to pass the 3 course exams (one for Life, one for Variable Annuities and one for Health) in order to receive their Certificates of Completion. Technical and Instructor assistance is available to students via phone and email. Location: Completely Online Course Avaulability: 24/7 Course Length: 90 days Prerequisite(s) None Course Goals The Goal is to complete your state's Pre-licensing requirement with minimum hassle, while preparing to pass your state's licensing exam Course Outline Title Chapter UNIT 1 - Principles of Life & Health Insurance   Purpose of Life & Health Insurance 1 Composition of the Insurance Industry 2 Law and the Insurance Contract 3 UNIT 2 - Principles of Life Insurance   Life Insurance Policies 5 Life Insurance Policy Provisions and Options/Riders 6 Life Insurance Beneficiaries 7 Life Insurance Premiums and Proceeds 8 Life Insurance Underwriting and Policy Issue 9 Group Life Insurance 10 Social Security 12 Retirement Plans 13 Uses of Life Insurance 14 UNIT 3 - Principles of Annuities   Annuities (Fixed Interest and Variable) 11 Variable Annuities 27 Laws and Rules Pertinent to All Licensed Agents 28 Laws and Rules Pertinent to Life Insurance 29 Ethics and the Insurance Producer 4 UNIT 4 - Principles of Health Insurance   Introduction to Health Insurance 15 Health Insurance Providers 16 Medical Expense Insurance 17 Disability Income 18 Accidental Death and Dismemberment Insurance 19 Government Health Programs 20 Private Insurance Plans for Seniors 21 Health Insurance Policy Provisions 22 Health Insurance Underwriting and Premiums 23 Group Health Insurance 24 Uses of Health Insurance 25 Health Maintenance Organizations 26 Rules & Regulations for Health Insurance and Health Agents 30 State Specific Review Supplement   Instructor Information Name Jack Rotzien, CLU Email jack@oltraining.com Office location 2669 Forest Hill Blvd Ste. 207, West Palm Beach, FL 33406 Office hours Call for an Appointment Phone 561-283-0333 or toll free 866-357-0841 Biography Jack Rotzien, CLU has been directly involved in designing and delivering insurance training, pre-licensing courses, and continuing professional education courses in Florida for the over 25 years. He is a founding member of OnLine Training, Inc. His commitment to students and his strong desire to aid them in being successful has been a hallmark of all his instructional endeavors. He is the past founder and president of Insurance Systems of Florida which certified over 18,000 pre-licensing students before the school was sold in 1991. Jack entered the insurance business with John Hancock in 1975. He later became a unit manager and recruiter. During this period Jack started a Life and Health licensing school under the sponsorship of the Palm Beach Chapter of CLU, ChFC. JHe is a former officer and board member of the Palm Coast Association of Health Underwriters. He is the past President of the Palm Beach County Chapter of the Society of Financial Service Professionals.